Medicare Plans: Who Can Use Them?

A Complete Guide

If you’re over 65, have been receiving Social Security benefits for at least 10 years, and are either a U.S. citizen or permanent resident; then you qualify to enroll in Medicare Part A and B plans. You may also be eligible if your spouse has had these qualifications for two consecutive years before the year in which one of you becomes entitled to Medicare benefits. But what about those who don’t meet the qualifications? This article will cover how people with disabilities can get access to coverage without meeting these requirements through other means, as well as how children or adults under age 65 can still qualify for Medicare coverage based on other factors like disability, end stage renal disease (ESRD), loss of employer-provided group health insurance coverage, or loss of eligibility for Medicaid or CHIP coverage. Aetna Medicare Supplement rate increase history is something you should consider before applying for anything.

Aetna Medicare Supplement Rate Increase History

-If you have a disability, Social Security may determine that your impairment is so severe and meets the requirements listed in their current regulations defining “disability.” Receiving benefits through this program will mean that you qualify to enroll in Medicare Part A and B plans without any additional enrollment criteria. The same applies if you receive SSDI (Supplemental Security Income) from either the federal government or state governments because these programs are also run by Social Security).

-You can also get access to Medicare Plans if you’re a child under age 65 with end stage renal disease who’s been on dialysis treatment three times per week for at least 90 straight days. You’ll need to be eligible in order to actually enroll in a Medicare Plan, but you don’t need to have resided inside the United States for at least five years.

-You might also be able to qualify if you’re both blind and disabled or if your disability has caused such severe medical problems that they require skilled nursing care.

-Some other eligibility requirements include: being an American Indian born in Canada who’s living on a reservation; having Lou Gehrig’s Disease (ALS); receiving benefits under certain government programs like SSI or Medicaid; needing dialysis treatments because of kidney failure; being eligible for state vocational rehabilitation program funding; qualifying as “medically improved” from cancer treatment, etc.